Law Offices of John J. LaCava, LLC 
  • Home
  • Firm
    • LaCava, John J.
  • Practice Areas
    • Car Accidents
    • Motorcycle Accidents
    • Slip and Falls
    • Work Injuries
    • Medical Malpractice
    • Personal Injury
  • Results
  • Articles
  • Videos
  • Blog
  • Contact
  • En Español
    • Inicio
    • Tres cosas que necesita saber sobre su caso de accidente
    • Siete excusas que las compañías de seguros utilizan para evitar el pago de reclamaciones
    • ¿Quién paga las facturas médicas
    • Beneficios Bajo el Decreto de Compensacion al Trabajador
    • Como Cerrar su Caso de Compensacion de Trabajo
    • Cómo las Compañías de Seguros Resuelven los Casos
    • Cómo Obtener la Ciudadanía de los Estados Unidos por Medio de la Naturalización
    • Demandas por Mordidas de Perros
    • Descargo de responsabilidad
    • Que Hacer Si Occure Un Accidente Auto
    • Que Hacer Si Resulto Herido
    • Tarjeta Verde por Matrimonio EU Inmigracion
    • Política de privacidad
    • Testimonios
    • Resultados
    • Se Habla Español
Select Page

Why you shouldn’t take the insurance company’s first offer after a car accident

On behalf of Law Offices of John J. LaCava, LLC | May 31, 2019 | Car Accident

An average commute from work takes a sudden turn for the worse. Your car is damaged, and you’re injured. You call the police, exchange information with the other driver, and finally head home. When you call the insurance company, they make an offer that would cover some of your damages, but you fear it will not be enough.

Many people feel they cannot reject an offer from their insurance company to compensate for their injuries. However, there are several reasons why you should not take their first offer:

They are probably aiming low

It is essential to remember that insurance companies are businesses. Their goal is to make money. And the best way for them to do that is to settle your claim as quickly as they can, at the lowest cost. A fair settlement should cover:

  • Out of pocket medical expenses
  • Future medical costs
  • Lost wages from time missed at work
  • Compensation for pain and suffering

Insurance companies will often aim low with their first offer, betting on the fact that many people wish to just move on with their lives following an accident.

The first offer is rarely the last

An insurance company’s first offer is just the beginning of a negotiation. An initial settlement offer is seldom the best and final, and you are not obligated to take it.

You are free to negotiate

Those who have been injured in an accident have every right to provide the insurance company with a counter-offer. A personal injury attorney experienced in car accidents can help you construct a demand letter, a counter-offer, or file a lawsuit if necessary.

  • Facebook
  • Twitter
  • LinkedIn

Categories

  • Auto-Pedestrian Accidents Archives (56)
  • Car Accident (94)
  • Drunk Driving Accidents (71)
  • Firm News (297)
  • Motorcycle Accidents (37)
  • Personal injury (5)
  • Truck Accidents (44)

Archives

  • November 2019 (3)
  • October 2019 (6)
  • September 2019 (3)
  • August 2019 (3)
  • July 2019 (2)
  • June 2019 (2)
  • May 2019 (6)
  • April 2019 (4)
  • March 2019 (5)
  • February 2019 (4)
  • January 2019 (4)
  • December 2018 (4)
  • November 2018 (5)
  • October 2018 (4)
  • September 2018 (4)
  • August 2018 (5)
  • July 2018 (4)
  • June 2018 (5)
  • May 2018 (4)
  • April 2018 (4)
  • March 2018 (4)
  • February 2018 (5)
  • January 2018 (4)
  • December 2017 (5)
  • November 2017 (4)
  • October 2017 (4)
  • September 2017 (5)
  • August 2017 (4)
  • July 2017 (4)
  • June 2017 (5)
  • May 2017 (4)
  • April 2017 (4)
  • March 2017 (5)
  • February 2017 (4)
  • January 2017 (4)
  • December 2016 (5)
  • November 2016 (4)
  • October 2016 (4)
  • September 2016 (5)
  • August 2016 (4)
  • July 2016 (5)
  • June 2016 (4)
  • May 2016 (4)
  • April 2016 (4)
  • March 2016 (5)
  • February 2016 (4)
  • January 2016 (4)
  • December 2015 (5)
  • November 2015 (4)
  • October 2015 (5)
  • September 2015 (4)
  • August 2015 (4)
  • July 2015 (4)
  • June 2015 (5)
  • May 2015 (4)
  • April 2015 (4)
  • March 2015 (5)
  • February 2015 (4)
  • January 2015 (5)
  • December 2014 (4)
  • November 2014 (4)
  • October 2014 (5)
  • September 2014 (4)
  • August 2014 (5)
  • July 2014 (4)
  • June 2014 (4)
  • May 2014 (5)
  • April 2014 (4)
  • March 2014 (4)
  • February 2014 (4)
  • January 2014 (5)
  • December 2013 (4)
  • November 2013 (4)
  • October 2013 (2)

Recent Posts

  • How to handle an accident scene without police
  • The pedestrian death toll continues to climb
  • 2 young bicyclists injured in alleged drunk driving crash
  • How often are commercial truckers abusing drugs and alcohol?
  • Watch Out for Insurance Companies After a Motorcycle Accident

Subscribe To This Blog’s Feed

FindLaw Network

Find Out What Your Case is Worth
Free Consultation Available In Injury Cases

For a no-cost consultation about your accident or personal injury case, call our office or complete the brief online form. We have three locations, in Stamford, Norwalk and Bridgeport, to conveniently serve our clients with day or evening appointments.
CONTACT US

Firm Office Locations

map

STAMFORD OFFICE
1111 Summer St., 6th Floor
Stamford, CT 06905

MAP & DIRECTIONS

BRIDGEPORT OFFICE
3296 Main Street
Bridgeport, CT 06606

MAP & DIRECTIONS

NORWALK OFFICE
10 Wall Street
Norwalk, CT 06854

MAP & DIRECTIONS

Toll Free: 888-522-2821
Fax: 203-569-9610
  • Follow
  • Follow
Review Us

© 2019 Law Offices of John J. LaCava, LLC. All Rights Reserved.

Disclaimer | Site Map | Privacy Policy | Business Development Solutions by FindLaw, part of Thomson Reuters